What's your compliance score?
3 questions. 60 seconds. No sign-up needed.
Step 1 of 3 — Business Type
The Problem
40 million Nigerian businesses.
Invisible, locked out, vulnerable.
Invisible to Finance
Banks can't lend to unregistered entities. Formal credit, grants, and investment remain out of reach — regardless of track record.
Locked Out of Procurement
Government and corporate contracts require CAC, TCC, and pension compliance. Informal businesses can't compete — no matter how capable.
Vulnerable to Enforcement
Without registration and tax compliance, businesses face arbitrary levies, sudden shutdowns, and penalties with zero legal protection.
Who It's For
One platform.
Built for three different needs.
Whether you run a solo trade business, lead a cooperative of 500 members, or advise clients as a professional — JUSTRA has a specific programme for you.
- ◆CAC registration handled end-to-end
- ◆Compliance score and action plan in 3 minutes
- ◆NRS-compliant invoicing and receipts
- ◆Filing deadline calendar — never miss a return
- ◆Member registration and compliance tracking
- ◆Cooperative CAC registration and certification
- ◆Ajo contribution management and ledger
- ◆Access to cooperative banking partnerships
- ◆Business Name registration in under 7 days
- ◆WHT credit note tracking — never lose another 5–10%
- ◆Professional invoice generator with TIN embedded
- ◆Personal Income Tax filing and deadline alerts
See It In Action
From onboarding to
fully compliant in minutes.
Experience JUSTRA live — sign up free and see your compliance score in 3 minutes.
Get Started Free →How It Works
From zero to compliant.
In four steps.
3-Minute Onboarding
Phone, trade type, state. No paperwork, no office visits. Your profile is live in minutes.
Instant Compliance Scan
Our rules engine checks 40+ regulations across all states and produces your compliance score.
Guided Action Plan
Clear, prioritised steps — register CAC, get TIN, file PAYE — with deadlines and reminders.
Get Compliant
Stay on top of every deadline, filing, and requirement. JUSTRA tracks it all and alerts you before anything lapses.
Real Results
Nigerian businesses.
Transformed by compliance.
“Before JUSTRA, I didn't know I needed NSITF for my 3 workers. Now I'm compliant and just won my first government workshop contract.”
Illustrative scenarios based on real Nigerian business compliance journeys.
The Tax Act 2025 just made
formalising a tax-saving move.
Under the Nigerian Tax Act 2025 (effective January 2026), companies with turnover under ₦100M pay 0% company income tax. For most Nigerian SMEs, formalising is now a tax-saving decision — not just a compliance one.
See What You Save →The JUSTRA Journey
From formalisation to growth.
One continuous journey.
JUSTRA is not just a registration service. It is the infrastructure a Nigerian business builds on — from first CAC registration all the way to institutional finance and market access.
- ◆CAC registration
- ◆TIN issuance
- ◆Business identity
- ◆Tax filing & PAYE
- ◆Permits & renewals
- ◆Deadline tracking
- ◆Verified status
- ◆Trust layer
- ◆Supplier eligibility
- ◆Banking access
- ◆Credit facilities
- ◆Market linkages
The Hidden Cost
Staying informal is not free.
It is just quietly expensive.
Every Nigerian business without proper registration carries a silent penalty balance. These are the real fines — not hypothetical ones.
JUSTRA starts at ₦3,000/month. One enforcement visit costs more than a full year of compliance management.
Get Compliant Free →Ready to make it official?
Get your compliance score free in 3 minutes. No paperwork. No office visits.